Today's Featured Rates
Conventional Mortgages
15 Year Fixed Rate
 Rate  APR  Points
 4.875%  5.047%  0.000%
5/5 Year Adjustable Rate - 30 Year Term
 Rate  APR  Points
 5.462%  5.729%  0.000%
USDA Mortgages
USDA 30 Year Fixed Rate
 Rate  APR  Points
 4.750%  5.328%  0.000%
Construction Loans
CNB Interim Construction - 12 Month Term
 Rate  APR  Points
 5.850%  8.405%  0.000%

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Kourtney Kalawe

Assistant Vice President and Mortgage Lender


739 E Tyler St
Athens, TX 75751

Toll Free: (877) 566-2621 Ext. 4121
Office: (903) 675-0011 Ext. 4121
Cell: (903) 286-2777
Fax: (903) 675-0242

Kourtney Kalawe is a professional leader with two decades of banking and management experience.  Her banking background includes a sixteen year tenure with First State Bank in Athens, where she managed a number of credit department, lending, and loan operations functions.  She holds a bachelor’s degree from Texas A&M University in Commerce and is actively involved in the Athens and Henderson County communities.

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